Professional Liability

Proficient Services deals with and offers professional liability insurance to residents all around the state of New York. Professional liability insurance covers professionals such as lawyers, accountants, doctors, and a plethora of other individuals from incidents and accidents on the job. Proficient Services will cover your business in cases where the business is sued for services negligence, or due to faulty advice provided. Generally, professional liability insurance covers your business against risks it might face when providing and delivering certain services to individuals. Professional liability insurance may tend to have a different name depending on the profession.

With Proficient Services' insurance policies, we work with you and your profession to provide an all-inclusive policy designed to make sure you are covered from business incidents in any situation.

What does professional liability insurance include?

  • Negligence, regardless if it is alleged or actual
  • Violation of good faith
  • Misrepresentation
  • Claims and damages from services rendered in the past
  • Personal injuries
  • Defense Costs
  • Personal injuries
  • Loss of money
  • Loss of goods
  • Loss of documents or data
  • Confidentiality Breach

This type of insurance, however, only covers claims within a specified period of the event. Any claim earlier or after is null and void.

What does professional liability insurance not include?

Proficient Service's professional liability doesn’t cover the following:

  • Property damages
  • Bodily injuries
  • Wrongful advertising
  • Any matters on employment

When choosing professional liability insurance, it is advisable to evaluate both the size of your business and the size of your clients. Contact the agents of Proficient Services in New York to learn more about the benefits of a policy and how you can get a quote.

We look forward to working with you.