Just as the name implies, a business insurance product is designed to provide protection for a business. It protects not only the business owner but his or her employees as well. And since no two businesses are the same, the commercial insurance industry doesn't provide a one-size-fits-all form of coverage.
For example, if one operates a hair salon in New York, his or her insurance needs will, of course, be very different from the needs of an accountant. This is why a large percentage of business owners choose to invest in a Business Owners Policy (BOP). A BOP policy combines various forms of policies to ensure a business owner is receiving the exact coverage he or she needs.
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